How can i know my ifsc code

The bank issues different CIF numbers to its customers. In which all your details are present such as your name, your father's name, your mother's name, your address, your date of birth, and your personal details are also present. If you do not confuse that these are different numbers. You can see your CIF number in your passbook and if the CIF number is not printed on your passbook then you can find it by going to your bank.

An eleven character code is used to identify any bank branch. This code is called IFSC code. What we call IFSC code in short. This is an alpha-numeric code of 11 digits. This helps in finding the details of all bank branches in India. This system is designed for domestic use only in India. IFSC codes are covered under it. IFSC Codes are used by no. IFSC India Codes are also used for streamlining and identifying monetary transactions between different bank branches and accounts.

IFSC code of bank and branch is required to fund transfer from any bank to other bank. This method used for transfer payment for insurance, expense, purchase, mobile bills payment, bus, flight ticket booking, online shoppings and many more. The main motive of the IFSC is to make internet banking simple and safe.

Using NEFT you can transfer money from one bank or bank branch to another. Reshape Tomorrow Tomorrow is different. Let's reshape it today. Corning Gorilla Glass TougherTogether. ET India Inc. ET Engage. ET Secure IT. Tax How to file ITR. Tax Saving. ITR Forms. Income Tax Refund. Tax Exemption Limit. Income Tax Slabs. Insure Life Insurance. Health Insurance. Motor Insurance. Other Risk Covers. Personal Finance News.

Mutual Funds. Branch of Bank within District Select Branch. Find Now. Get Details. It is an important tool that makes various online banking operations easy and hassle-free. Some features of IFSC are listed as follows:. The first three digits define the city code, next three represent the bank code and last three digits are the code of your bank branch.

A special machine is used to read these charatcers and can also be read by humans. MICR Code helps in identifying the authenticity of cheques and making cheque processing simpler and faster. These 3 fund transfer techniques can be used through net banking or mobile banking. Under NEFT, the fund transfer time can range between hours.

The key benefits of NEFT are there is no limit on minimum and maximum amount transaction and is offered by all banks in India. There are charges on NEFT fund transfer which vary from bank to bank. The charges are in the range of Rs. It allows transfer of money on real time basis within 1 hour. As per RBI, there is a minimum transaction limit of Rs.

This facility is available on RTGS enabled bank branches. A charge of up to Rs. IMPS fund transfer is secure and uses two- step verification process to perform transactions.

There is no minimum limit on fund transfer but maximum limit is different for different banks. This facility is available when customer has a mobile banking or internet banking facility. The charges attached to this facility are up to Rs. The IFSC code of all accounts in the same branch of the bank is standard. It is an 11 digit alphanumeric code where the first 4 characters of IFSC code represent the name of the bank, the fifth character is 0, and the last 6 numbers define the branch code of the bank You can find the IFSC Code on the cheque and passbook provided by the bank or else you can search for IFSC Code at the respective bank website or at RBI's website.

IFSC code is an 11 digit code where the first 4 characters of IFSC code represent the name of the bank, the fifth character is 0, and the last 6 numbers define the branch code of the bank.